Kuopion Tradenomiopiskelijat ry

Kela in a nutshell

New winds are blowing, but what must be remembered when the new dawns? We put
together a small information package about the benefits offered by Kela, as well as the
student’s responsibilities when they start their studies.

Study grant

Have you remembered to apply for a study grant? You can apply for support when you
have accepted a study place. This is aimed at guaranteeing your livelihood during
your studies. The study grant also includes a government guarantee for the student
loan, you can apply for the student loan yourself from the bank if you wish.

Remember these

> Studies must progress sufficiently during the academic year
> Salary and other income can affect the amount of your study
grant, remember to check these in time!
> You can run out of eligibility months!

More about study support here

Housing benefit

Anyone can apply for housing allowance. The amount of support is affected by the
entire household, i.e. the income of those living in the household. Roommates with
separate lease agreements or sublease agreements are not the same food group.
You can estimate the amount of support with Kela’s calculator here
(available in Finnish or Swedish only)

Remember these

> Report about changes as soon as possible
> Married and common-law partners are from the same food group
> Income affects housing allowance


When you have registered as an attendee, you have the right to use the services
of the Finnish Student Health Service, FSHS. The university student’s healthcare
fee covers student healthcare services. A separate invoice is not sent for the
FSHS fee, but the student must pay the fee independently in OmaKela
(available in Finnish and Swedish only).

More about health services here

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